Concord CA Wildlife Control
Will homeowners insurance pay for squirrel damage?
There are many instances when squirrels are seen in the premises of houses and in different places. Sometimes they are seen building nests in the premises of your houses while at other times they are observed while looking for safe shelter during their breeding seasons. This is the most dangerous time when these creatures are seen during their breeding seasons because then they will also give birth to their young ones and will flourish in your house somewhere. Had they been living with the human beings without causing any harm then there would have been no problem at all. But the main problem is that they not only cause losses in the garden areas but in the house premises to the building as well.
Places where they build their nests
There are many places where these squirrels build their nests. Especially during the winter season there are many other different localities where they feel themselves safe and tend to remain there. Most of the times the squirrels are seen in the attic area of house. Many people also report of listening to the noises of scratching the ceiling, scampering and walking on the roof and very rarely the voices are also heard in the attic of houses where there are any squirrels. There are many kinds of animals who also like to live in attic portion of your house.
Damages caused by squirrels
The most common damage caused by the squirrels is scratching and scampering of the ceiling of attic. Sometimes this scratching can go for such a long time and to that much great extent that it may even cause holes in the panels of wooden floors of attic. Apart from that some squirrels also have got the habit of burrowing. This is much more dangerous because in that way they can go deep down into the foundations of the house. These creatures also damage the spaces between the floors and sometimes in the soffits.
Payment by home owners insurance companies
Previously the home owner insurance companies had a very callous response towards such losses and no insurance was paid for this kind of damage in houses. However now it has been included in the terms and conditions of the insurance deeds that the damage caused by the squirrels will be compensated for by the insurance companies. In some cases help is offered regarding the repairing of damage by providing labor power. Similarly in other cases money is paid after estimation of the losses.
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